1. Defenition: Identity fraud means the fraudulent use of an individual's identifying information to commit crimes, unlawfully establish credit accounts, secure loans, or enter into contracts. Identity fraud occurs when a criminal uses personal information, such as a credit card account number, to steal financial resources.
For example, Identity fraud may occur when someone steals personal information, opens credit card accounts in your name without permission, and charges merchandise to those accounts. Conversely, identity fraud does not occur when a credit card is simply stolen.
2. How are databases related to Identity fraud: Databases are related to identity fraud as your personal information is saved in a database and it is being abused. Identity fraud is when someone is impersonating you, and this is security breach as someone has gotten into your personal information, which is saved in a certain area (the database). 3. Describe the type of data stored on this database:
• Name
• Address
• Age
• Country
• Birth place
• Citizenship
• Nationality/ background
• Number
4. The data can be misused if when...
• Trying to transferrer money in and out of your bank
• Buying things and putting it under your name for you to pay off
• Debts of the person who stole your identity may be put on you
They can even put a lona under your name!!
5. Responsibility of maintaining databases:
• Choose good passwords and pins for the database so it can’t be opened other then the person and make sure the password isn’t leaked.
• Have proper protection for database so that it cannot be hacked or “shoulder surfers” who peek at pins and passwords.
• Make sure you shred any documents that have information from the database if not needed.
• In serious circumstances do a security freeze on your credit account.
Identity theft video: http://www.howcast.com/videos/1208-How-To-Prevent-Identity-Theft